ServicesAvoid Foreclosure
Avoid Foreclosure in San Elizario
If a default letter or a sale date has arrived, a quick cash sale can pay off the loan before the trustee sale happens. We walk the house, photograph what we see, explain our number, and you choose the closing date. No fees, no commission, no repairs.
A Way Out Before the Sale Date
Falling behind on a mortgage happens to good people. A job ends, a medical bill lands, a divorce splits one income into two. In Texas, most foreclosures move quickly once they start. After the default notice, the lender can post the property for a sale held on the first Tuesday of a month, with at least 21 days of notice. That timeline is short, and waiting rarely makes it longer.
Our job is simple. We make a fair cash offer on the property as-is and close on a date that lands before the foreclosure sale. The loan payoff goes straight to your lender at closing, and any money left over goes to you. You avoid a foreclosure sale, and you leave with a plan instead of a notice taped to the door.
Selling is not the only option, and we will say so. If a loan modification, a repayment plan or a talk with an attorney fits you better, we will tell you that on the first call.
What Working With Us Includes
- 01
A 5-minute walk-through at no cost
One of our team comes by for a brief look inside and outside. The boxes, the dishes and the broken fence can stay just as they are.
- 02
Pictures of what we saw
We send you our photos and point out what changes the offer, such as an aging roof or an old water heater. You're looking at what we looked at, so the number adds up.
- 03
A cash offer in writing
The offer is free and comes with no obligation. There's no appraisal, inspection or financing contingency, so no lender on our end can pull out at the last minute.
- 04
No deductions for the sale
We pay every closing cost connected to the sale. Fees and commission are $0, so nothing comes out of what you take home.
- 05
Working with the title company
The title company gets the exact payoff from your lender and takes care of the paperwork. We update you at every stage and send documents when anything comes up.
Questions about Avoid Foreclosure?
Call(915) 234-1385When It Makes Sense to Talk About Selling
You've missed two or more payments
Each month adds more late fees and interest. Moving early leaves you more options.
You received a default letter
That letter sets a brief window to get current. If getting current isn't possible, selling may preserve whatever equity you have.
A sale notice has been posted
Once a notice of sale is posted, a date has been set. You may still have time, but timing now counts.
Repairs are out of reach
When the house needs work you can't pay for, refinancing or a regular sale may not be possible. We buy as-is and ask for no repairs.
You no longer live there
Perhaps you moved and the mortgage became too much alongside rent. An empty house facing foreclosure is still worth a call.
How Selling Before Foreclosure Works With Us
- 1
An unhurried first call
Share your sale date if you have one and about how much you owe. We ask a few questions and give you an honest answer on whether a cash sale fits.
- 2
Walking the house
We set a brief visit, take photos and record the condition. Afterward we go through the findings with you at our office or by phone and video.
- 3
The cash offer
We show you how we got to the number, one photo at a time. We add no pressure and no deadline other than the one your lender has already set.
- 4
Closing when you choose
Pick the closing date, provided it comes before the foreclosure sale. The title company pays the lender, and whatever proceeds remain go to you.
What Moves the Number We Offer
You spend nothing up front to sell to us. Fees and commission are $0, and the closing costs come out of our side of the sale. The offer is what varies from house to house, and these are the things that move it.
- How the house is holding up
- The walk-through photos show the work needed, from roof and plumbing issues to cracks in the foundation. We build those repairs into the offer, so you never pay for them.
- What it takes to pay off the loan
- Missed payments, late charges and foreclosure fees all pile onto what you owe. The payoff figure is the minimum a sale has to bring in to clear the loan.
- Days remaining before the sale
- A sale date just days away gives the title work less breathing room than one weeks out. Extra time usually means fewer snags.
- Liens and overdue taxes
- Overdue property taxes, judgments or a second mortgage have to be cleared at closing. The title search turns them up early, so none of them surprise you.
What Owners Ask About Selling Ahead of Foreclosure
Can the sale close before my foreclosure date?
Often it can. We pay cash with no appraisal, inspection or financing contingency, so the title work mainly sets the timing. Call as soon as you know your date so there's room to get it done.
Does selling to you end the foreclosure?
If the sale closes before the trustee sale and the loan is paid off in full, the lender has nothing to foreclose on. We can't guarantee the outcome until we see the payoff and title, but we'll be honest about where you stand.
The house has already been posted. Is it too late?
Not necessarily. A posting means a sale date is on the calendar, not that the sale has happened. The sooner you call, the better your chances.
What if I owe more than the house is worth?
That makes a cash sale harder, because the lender would have to take less than the full payoff. We'll tell you directly if our offer can't cover it. If selling to us isn't the answer, we'll connect you with the best alternative contact we know.
Must I clear out or repair the house?
No. We buy as-is, so take what you want and leave the rest. No repairs, no cleaning crews and no scramble before closing.
Will you buy outside San Elizario?
Yes. We also work with sellers in Socorro, Horizon City, Sparks, Fabens and surrounding areas.
Find Out Where You Stand Before the Sale Date
A short conversation brings you a free, no-obligation cash offer and a straight answer about your options. If selling is not the right fit, we will say so.